Lunsford Financial Planning, Inc. provides a wide variety of planning services to our clients, including:

• Retirement Planning Projections - projections that help you determine if you can retire when and how you want to.


• Retirement Distributions - We can help you determine how much you should take each year and from what accounts.


• 401(k) allocations and rollovers - Help with identifying the optimal allocation within your 401(k) options, and whether you should roll over an old 401(k) plan to an IRA or other tax-deferred vehicle.


• Roth IRA conversions - Help with identifying whether converting your IRA to a Roth IRA is a good choice for you.


• Inherited IRAs - Help navigating the different options for withdrawing money from an IRA that you inherit.


• College funding options - Help identifying whether a 529 plan, a Coverdell savings plan, or a UTMA account would be the best way for you to save for your children's college education.


• Stock Options - We help educate you on the different tax issues relating to exercising stock options.


• Tax planning - Ideas to help you legally save on your income taxes.


• Insurance needs and options - Help with life, disability, and long-term care insurance.

All services are provided on an hourly, as-needed basis. Check out our process to learn more about how we create a financial plan and how we interact with our clients.